Construction Loans

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 Sometimes, the perfect home isn't one you find—it's one you build. At Resi Home Mortgage, we provide the specialized financing you need to take your project from a vacant lot to a finished masterpiece. Construction lending can be complex, but our team simplifies the process so you can focus on your blueprints while we handle the balance sheet. 

• Interest-Only Payments: During the construction phase, you typically only pay interest on the money that has been "drawn" or spent.
• Draw Schedule: Funds are released in stages as your builder reaches specific milestones (like foundation, framing, and roofing).
• Construction-to-Permanent: Once your home is complete, the loan "converts" into a permanent mortgage (like a 30-year fixed), so you don't have to close twice.

• Flexible Terms: Options for both licensed builders and owner-builders.
• Seamless Conversion: One-time closing options to save you on legal and registration fees.
• Expert Oversight: We work closely with your contractors to ensure a smooth funding process.